Summerville's Best Banks [Updated 2025]

Summerville's Best Banks [Updated 2025]
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Whether you’re looking for a cozy local branch where everyone knows your name or a powerhouse institution with all the bells and whistles, I’ve sifted through 12 top locations to find the ones that truly shine. With a blend of personal experience and countless hours of research, I’m here to give you the lowdown on what makes each bank special.

You can trust my insights because I’ve navigated these waters myself, weighing in on everything from customer service to fees. Let’s dive into what Summerville’s banking scene has to offer, so you can find the perfect fit for your financial needs!


First Citizens Bank

First Citizens Bank
🗺️ 218 S Main St, Summerville, SC 29483
☎️ 843-871-9200
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: Closed
Highlights
Excellent customer service
Helpful staff at downtown
Responsive problem-solving
Friendly branch atmosphere
App access for convenience

First Citizens Bank in Summerville truly impressed me during my recent visit. From the moment I stepped into the branch, I was greeted by a friendly atmosphere that instantly made me feel at home. The staff were not just helpful, but genuinely enthusiastic about assisting me with my banking needs.

I was particularly struck by their excellent customer service; it’s clear that they prioritize client satisfaction. It seemed like every employee I interacted with was eager to solve problems and answer questions, demonstrating an impressive level of responsiveness that one rarely finds nowadays.

One hallmark of First Citizens is their commitment to making banking convenient. Their mobile app runs seamlessly, allowing me to manage my transactions on the go—definitely a plus for anyone with a busy lifestyle.

Overall, my experience was not just a banking visit; it felt like a delightful interaction with a community hub. If you're looking for a bank that combines professionalism with a smile, I wholeheartedly recommend checking out First Citizens Bank in Summerville. This establishment stands out as a shining example of what modern banking should be!

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Bank of America (with Drive-thru ATM)

Bank of America (with Drive-thru ATM)
🗺️ 10090 Dorchester Rd, Summerville, SC 29485
☎️ 843-851-4080
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: 9 AM–2 PM
Highlights
Rude customer service
Limited drive-thru access
Inconvenient for disabled users
Unpleasant experience
Location may not be accessible

Review of Bank of America (with Drive-thru ATM) in Summerville

My recent venture to Bank of America in Summerville was an experience I won’t soon forget, though perhaps not for the reasons I had hoped. Upon arrival, I was greeted with a smile—albeit the type that quickly faded as I approached the teller. The customer service left much to be desired; it felt more akin to a brisk transaction than a friendly interaction.

Navigating the drive-thru ATM was a mixed bag. While I appreciated the convenience, the setup seemed somewhat limited compared to other banks in the area. It’s not exactly the best option for those needing additional assistance, as access was distinctly inconvenient for disabled users.

In terms of location, while it’s centrally located, I found it a bit challenging to get in and out due to surrounding traffic. I left wishing for a more pleasant experience, and with lingering thoughts of how other banks might fare in customer service and accessibility.

In summary, if you're seeking a playful banking atmosphere with top-notch service, this branch may leave you feeling less than satisfied. Bank of America might want to take some pointers from its peers, especially when service is concerned!

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Ameris Bank

Ameris Bank
🗺️ 140 N Main St Suite 102, Summerville, SC 29483
☎️ 843-875-2663
🌐 Website
Sunday: Closed
Monday: 9 AM–4 PM
Tuesday: 9 AM–4 PM
Wednesday: 9 AM–4 PM
Thursday: 9 AM–4 PM
Friday: 9 AM–5 PM
Saturday: Closed

Stepping into Ameris Bank in Summerville felt like entering a cozy boutique, where personalized service reigns supreme. The staff greeted me with warm smiles and genuine enthusiasm, making me feel like a valued guest rather than just another account number. Their range of services is impressive, from straightforward checking options to innovative digital banking features. What truly stood out was the community-focused approach—they’re actively involved in local initiatives, which warms the heart. Overall, Ameris Bank blends professionalism with a personal touch, solidifying its spot as one of Summerville's top banking choices. A delightful experience indeed!

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Bank of South Carolina

Bank of South Carolina
🗺️ 100 N Main St, Summerville, SC 29483
☎️ 843-832-7100
🌐 Website
Sunday: Closed
Monday: 8:30 AM–4:30 PM
Tuesday: 8:30 AM–4:30 PM
Wednesday: 8:30 AM–4:30 PM
Thursday: 8:30 AM–4:30 PM
Friday: 8:30 AM–4:30 PM
Saturday: Closed

Stepping into the Bank of South Carolina in Summerville felt like a breath of fresh air! The friendly staff greeted me with genuine smiles, making banking a delight rather than a chore. Their services are top-notch, with a fantastic range of accounts and loan options tailored to meet diverse needs. I was especially impressed by their commitment to the local community, showcasing a spirit of care that’s hard to find. If you’re seeking a bank that combines convenience with a personal touch, look no further—this one is a gem! It truly feels like banking with friends!

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Chase Bank

Chase Bank
🗺️ 1300 N Main St, Summerville, SC 29483
☎️ 843-486-7100
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: 9 AM–1 PM

Stepping into Chase Bank in Summerville felt like entering a world of financial expertise blended with friendly smiles. The staff was not only knowledgeable but also genuinely eager to help, making even the most confusing banking queries feel like a breeze. Their cutting-edge technology and user-friendly mobile app are a boon for tech-savvy clients. I loved their diverse range of accounts, catering to everyone from students to seasoned investors. With its inviting atmosphere and robust service, Chase Bank genuinely stands out as a top contender for those seeking reliable banking solutions in Summerville! Don’t miss out!

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Anderson Brothers Bank

Anderson Brothers Bank
🗺️ 2139 N Main St unit f, Summerville, SC 29486
☎️ 843-879-3389
🌐 Website
Sunday: Closed
Monday: 8:30 AM–5 PM
Tuesday: 8:30 AM–5 PM
Wednesday: 8:30 AM–5 PM
Thursday: 8:30 AM–5 PM
Friday: 8:30 AM–5:30 PM
Saturday: Closed

From the moment I stepped into Anderson Brothers Bank, I felt a warm sense of community and professionalism. The staff greeted me with genuine smiles, making banking feel less like a chore and more like a delightful errand. Their customer service truly stands out; I received personalized assistance that catered to my unique needs. With competitive rates and a variety of services, this bank is a hidden gem in Summerville. If you're seeking a place where familiar faces meet solid financial solutions, look no further than Anderson Brothers Bank – they’ll make you feel right at home!

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First Palmetto Bank

First Palmetto Bank
🗺️ 211 N Main St, Summerville, SC 29483
☎️ 843-821-2205
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: Closed

First Palmetto Bank in Summerville truly impressed me with its welcoming atmosphere and dedicated staff. The moment I walked in, I was greeted with warm smiles and a sense of community. Their range of financial products caters to everyone, from first-time homebuyers to seasoned investors. I particularly appreciated their personalized service; they took the time to understand my needs without rushing me. Plus, their online banking platform is user-friendly—easy to navigate, even for someone like me who occasionally struggles with tech! Overall, First Palmetto embodies a blend of professionalism and a personal touch, making it one of the top choices in Summerville.

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First Capital Bank

First Capital Bank
🗺️ 234 N Main St, Summerville, SC 29483
☎️ 843-990-7750
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: Closed

My visit to First Capital Bank in Summerville was a delight! The staff greeted me with genuine warmth, making me feel like part of the family from the moment I walked in. Their tailored services cater to both individuals and businesses, providing a perfect blend of personal touch and modern banking conveniences. I was particularly impressed by their competitive rates and flexible account options. If you're seeking a local bank that combines professionalism with a friendly atmosphere, First Capital Bank might just be your ideal financial partner. Overall, it's definitely a standout in Summerville's banking scene!

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South Atlantic Bank

South Atlantic Bank
🗺️ 2444 N Main St, Summerville, SC 29486
☎️ 854-269-9140
🌐 Website
Sunday: Closed
Monday: 8:30 AM–5 PM
Tuesday: 8:30 AM–5 PM
Wednesday: 8:30 AM–5 PM
Thursday: 8:30 AM–5 PM
Friday: 8:30 AM–5 PM
Saturday: Closed

During my visit to South Atlantic Bank, I was immediately struck by their welcoming atmosphere. The staff members were exceptionally knowledgeable and eager to assist, making me feel like more than just a number. Their range of financial products is impressive, catering to both individual needs and small businesses. I was particularly taken by their user-friendly online banking platform, which adds a modern touch to traditional banking. Overall, my experience at South Atlantic Bank was delightful and left me feeling confident about their commitment to customer satisfaction. It’s definitely a solid option for anyone in Summerville looking for reliable banking services!

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SouthState Bank

SouthState Bank
🗺️ 690 Bacons Bridge Rd, Summerville, SC 29485
☎️ 843-871-2381
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5:30 PM
Saturday: Closed

SouthState Bank in Summerville truly stands out! From the moment I stepped inside, the welcoming atmosphere felt like a warm hug. The staff was incredibly attentive, ready with helpful advice and genuine smiles. Their digital banking options are top-notch, making managing finances a breeze. I was particularly impressed by their community focus, often hosting events that connect locals. The combination of personalized service and modern convenience makes this bank a strong contender for anyone seeking a reliable financial partner. If you're in the area, make sure to pop in—your wallet will thank you!

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Navy Federal Credit Union

Navy Federal Credit Union
🗺️ 113 Grandview Dr, Summerville, SC 29483
☎️ 888-842-6328
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: 9 AM–1 PM

Navy Federal Credit Union in Summerville truly impressed me with its friendly atmosphere and exceptional service. The staff greeted me with warm smiles, making my banking experience feel like a visit with old friends. Their low fees and competitive interest rates are a breath of fresh air, especially in today’s market. I appreciated the user-friendly mobile app, which makes managing my account a breeze. Whether you're a military family or simply looking for a reliable bank, Navy Federal stands out as a shining star in Summerville’s financial landscape. It’s definitely worth a visit!

You might also want to check out the best goodwill in Charleston.

First National Bank of South Carolina

First National Bank of South Carolina
🗺️ 415 N Main St Unit A, Summerville, SC 29483
☎️ 843-873-3310
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: Closed

With a warm atmosphere and friendly staff, First National Bank of South Carolina truly stands out in Summerville. From the moment I walked in, I was greeted with smiles and an eagerness to help. Their customer service is top-notch, making every banking need feel personal. I was impressed by their extensive range of services, from checking accounts to loans, tailored for locals. The ease of online banking is a cherry on top! If you're seeking a reliable and welcoming banking experience, I highly recommend stopping by. First National Bank is more than just a bank; it's a community partner!

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Emily JohnsonE
WRITTEN BY

Emily Johnson

Emily Johnson is an avid storyteller and passionate advocate for Charleston, South Carolina, where she explores the city's rich history, vibrant culture, and hidden gems. Through her writing, she invites readers to experience the charm and beauty of the Lowcountry, one captivating article at a time.

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Food tour map
The Local's Blackbook 📓

The 48-Hour Insider Itinerary to Charleston

Join our See South Carolina newsletter and get our 48-hour insider itinerary to the top hidden spots in Charleston.

  • Custom 3-stop crawl with QR codes for easy navigation
  • 5 photo-worthy hidden gems (Instagram gold)
  • Insider timing tips: when to go to skip crowds
  • Top spots in your inbox every week
Emily Johnson
Charleston Black Book
The Local's Blackbook 📓

INSIDER ITINERARY

Join our See South Carolina newsletter and get our 48-hour insider itinerary to the top hidden spots in Charleston.