The Absolute Best Banks in Aiken [Updated 2025]

The Absolute Best Banks in Aiken  [Updated 2025]
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As I dove into the world of Aiken’s banking options, I uncovered a treasure trove of 12 top-notch locations that cater to every need—whether you're looking for stellar customer service, competitive rates, or innovative technology. My passion for exploring local businesses means I’ve taken the time to visit each of these banks, chat with the staff, and even try out their services firsthand.

You can trust my insights because I thrive on finding what makes each place unique and valuable for our community. So if you're ready to discover which banks truly stand out in Aiken, let’s jump into the details that will help you make an informed choice for your banking needs!


Woodforest Bank

Woodforest Bank
🗺️ 2035 Whiskey Rd, Aiken, SC 29801
☎️ 803-643-1876
🌐 Website
Sunday: Closed
Monday: 10 AM–6 PM
Tuesday: 10 AM–6 PM
Wednesday: 10 AM–6 PM
Thursday: 10 AM–7 PM
Friday: 10 AM–7 PM
Saturday: 10 AM–6 PM
Highlights
Excellent customer service
Friendly and welcoming staff
Reasonable APR offerings
Positive account opening experience
Highly recommended by customers

Woodforest Bank in Aiken—A Hidden Gem!

When I stepped into Woodforest Bank, I was immediately struck by the warmth and friendliness of the staff. It felt like entering a cozy café rather than a traditional bank. The customer service here is genuinely exceptional; the employees greet you with sincere smiles and are eager to assist with any banking needs.

Opening an account was a breeze, and I was pleasantly surprised by their reasonable APR offerings. This makes them a fantastic choice for anyone looking to save without sticking to exorbitant fees. I find that many banks can be intimidating, but at Woodforest, it’s the opposite. The team is dedicated to ensuring you feel comfortable and informed throughout the banking process.

What sets Woodforest apart is their commitment to building relationships with their customers. It’s no wonder they come highly recommended, as many patrons share glowing reviews about their experiences. Whether you’re a local resident or just passing through Aiken, I wholeheartedly suggest visiting Woodforest Bank. You might find that you, too, are charmed by their inviting atmosphere and exceptional service!

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Woodforest National Bank

Woodforest National Bank
🗺️ 3583 Richland Ave W, Aiken, SC 29801
☎️ 803-642-1260
🌐 Website
Sunday: Closed
Monday: 10 AM–6 PM
Tuesday: 10 AM–6 PM
Wednesday: 10 AM–6 PM
Thursday: 10 AM–7 PM
Friday: 10 AM–7 PM
Saturday: 10 AM–6 PM
Highlights
Exceptional customer service
Knowledgeable and helpful staff
Strong support for business accounts
Long-standing positive experiences
Trustworthy management team

Woodforest National Bank in Aiken truly stands out as a delightful banking experience! From the moment I walked in, I was warmly greeted by the friendly staff, who exuded a genuine willingness to help. Their exceptional customer service is not just a tagline—it's palatable in the air.

The staff at Woodforest are not only knowledgeable but also enthusiastic about assisting you with your banking needs. Whether you’re a business owner or an individual customer, you’ll find them eager to provide insights tailored to your situation. I was particularly impressed by their strong support for business accounts, which speaks volumes about their commitment to the local economy.

I also appreciate the trustworthy management team at Woodforest, ensuring that your financial institution is sound and reliable. With a long-standing reputation for positive experiences, it's easy to see why this bank is a favored spot for locals. In my quest for the best banks in Aiken, Woodforest National Bank has certainly made a charming and commendable impression. If you’re searching for a banking partner that feels like family, look no further!

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First Citizens Bank

First Citizens Bank
🗺️ 1715 Whiskey Rd, Aiken, SC 29803
☎️ 803-641-2265
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: Closed
Highlights
Professional and friendly staff
Exceptional customer service
Great for personal banking
Efficient business banking
Consistent positive experiences

From the moment I stepped into First Citizens Bank, I felt a warm and inviting atmosphere that instantly set a positive tone for my visit. The professional and friendly staff swiftly greeted me, ready to assist with any inquiries I had. It was refreshing to encounter such an exceptional level of customer service—they genuinely seemed to care about their clients' needs.

Whether you're in search of personal banking solutions or efficient business services, First Citizens stands out as a top contender in Aiken. Their offerings are tailored to make life easier, ensuring that clients can access what they need without hassle. I found the bank to be remarkably accommodating, making banking a breeze.

What truly impressed me was how they maintain consistent positive experiences for all customers who walk through their doors. It's not just about transactions; it’s about building long-term relationships. If you’re exploring your banking options in Aiken, don't overlook First Citizens Bank. With their commitment to customer satisfaction, it's clear why they deserve a spot among the best in town. Overall, my visit was a delightful reminder that banking can be both professional and enjoyable!

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TD Bank

TD Bank
🗺️ 142 Chesterfield St N, Aiken, SC 29801
☎️ 803-649-5685
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–6 PM
Friday: 9 AM–6 PM
Saturday: 9 AM–1 PM
Highlights
Unfair credit reporting issues
Poor customer communication
Long holds on deposits
Frustrating in-store experience
Negative impact on credit scores

TD Bank Review

I recently swung by TD Bank in Aiken, and let me tell you, it was quite the adventure! Upon entering, I couldn’t help but notice the bustling atmosphere, but alas, my excitement quickly waned. While I appreciate a lively bank, the in-store experience felt a bit chaotic. It wasn’t long before I faced poor customer communication, leaving me wondering if I was in a bank or an emotional rollercoaster!

Their deposit processes left me scratching my head as well—long holds on deposits turned what should have been a straightforward transaction into a lingering suspense. I mean, who doesn’t love a bit of excitement, but at what cost? And let’s not overlook the reported unfair credit reporting issues that could impact your scores if you’re not careful.

I certainly expected more from such a well-known institution. While I appreciate TD Bank’s dedication to community service and their varied financial products, I left feeling less than optimistic. In summary, if you're planning to bank with TD in Aiken, go in with your eyes wide open! You might just need them to navigate the ups and downs of your banking experience.

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First Community Bank

First Community Bank
🗺️ 407 Silver Bluff Rd, Aiken, SC 29803
☎️ 803-293-2400
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: Closed
Highlights
Excellent Customer Service
Small Town Feel
Helpful PPP Assistance
Lack of Accessibility Options

First Community Bank in Aiken truly embodies the charm of a small-town institution while delivering exceptional financial services. Upon stepping inside, I was greeted with a warm smile, which set the tone for my visit. Their customer service is undeniably top-notch, reflecting a genuine eagerness to assist.

They excelled in offering helpful guidance during the PPP loan application process, showcasing their commitment to supporting the community. This level of personal attention is hard to find in larger banking establishments. It felt refreshing to navigate financial matters with a team that genuinely cares about its clientele.

However, one aspect that caught my attention was the lack of accessibility options. While the cozy feel of the bank is endearing, it could benefit from some additional conveniences for a more inclusive experience. Nonetheless, the positive atmosphere and dedicated staff overshadow this limitation.

In conclusion, First Community Bank stands out as a delightful option for anyone seeking a friendly banking experience in Aiken. Their blend of small-town warmth and professional service makes managing finances almost enjoyable—an adventurous leap into the world of banking! If you value personalized service, this place is worthy of your attention.

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Security Federal Bank

Security Federal Bank
🗺️ 2587 Whiskey Rd, Aiken, SC 29803
☎️ 803-641-3000
🌐 Website
Sunday: 1:30–4 PM
Monday: 9 AM–6 PM
Tuesday: 9 AM–6 PM
Wednesday: 9 AM–6 PM
Thursday: 9 AM–7 PM
Friday: 9 AM–7 PM
Saturday: 9 AM–4 PM

Security Federal Bank in Aiken left a delightful impression on me during my recent visit. The moment I walked in, I was greeted by a friendly staff that made me feel right at home. Their services are as solid as their reputation, offering a range of accounts that cater to various financial needs. I particularly appreciated their commitment to local community engagement, which shines through their initiatives. The ambiance is inviting, making banking feel less like a chore and more like a pleasant errand. If you're searching for a reliable and supportive bank, Security Federal is worth considering!

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CCNB - Coastal Carolina National Bank

CCNB - Coastal Carolina National Bank
🗺️ 322 Richland Ave W, Aiken, SC 29801
☎️ 803-644-9550
🌐 Website
Sunday: Closed
Monday: 8:30 AM–5 PM
Tuesday: 8:30 AM–5 PM
Wednesday: 8:30 AM–5 PM
Thursday: 8:30 AM–5 PM
Friday: 8:30 AM–5:30 PM
Saturday: Closed

CCNB - Coastal Carolina National Bank in Aiken truly impressed me with its warm community spirit and attentive service. As I walked in, I was greeted with genuine smiles, making it feel more like a friendly neighborhood hub than just a bank. The user-friendly layout and modern amenities were a welcome touch. What stood out was their commitment to personalized banking solutions, ensuring that each customer feels valued. Whether it’s for a new account, loan, or financial advice, CCNB delivers with grace. If you’re seeking a bank that blends professionalism with a cozy atmosphere, look no further than CCNB!

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The Southern Bank

The Southern Bank
🗺️ 108 Barnwell Ave NW, Aiken, SC 29801
☎️ 803-306-1500
🌐 Website
Sunday: Closed
Monday: 8:30 AM–5 PM
Tuesday: 8:30 AM–5 PM
Wednesday: 8:30 AM–5 PM
Thursday: 8:30 AM–5 PM
Friday: 8:30 AM–5 PM
Saturday: Closed

The Southern Bank in Aiken truly stands out as a delightful banking experience! With a warm and welcoming atmosphere, I felt at ease the moment I stepped in. Their staff is not just friendly; they’re genuinely helpful, ready to answer all my questions—no matter how minor. I especially appreciated their wide range of services, tailored to meet diverse customer needs. Plus, the cozy decor adds a unique touch to the traditional banking vibe. If you're seeking a place that combines personal touch with professionalism, The Southern Bank might just be your new financial home!

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SouthState Bank

SouthState Bank
🗺️ 1001 Pine Log Rd, Aiken, SC 29803
☎️ 803-649-0649
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5:30 PM
Saturday: Closed

Stepping into SouthState Bank in Aiken felt like entering a warm embrace of customer service! The staff greeted me with genuine smiles and answered my questions with ease. Their range of services, including personal banking and business solutions, is impressive for a community bank. I appreciated their user-friendly mobile app, which made banking a breeze. The local charm combined with modern amenities makes this institution shine. Whether you’re opening an account or seeking advice, SouthState ensures you leave feeling valued. Overall, my visit was a delightful experience that made banking feel less like a chore and more like a community endeavor!

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State Credit Union

State Credit Union
🗺️ 190 Beaufort St NE, Aiken, SC 29801
☎️ 800-868-8740
🌐 Website
Sunday: Closed
Monday: 8:30 AM–5 PM
Tuesday: 8:30 AM–5 PM
Wednesday: 8:30 AM–5 PM
Thursday: 8:30 AM–5 PM
Friday: 8:30 AM–6 PM
Saturday: Closed

State Credit Union in Aiken offers a refreshing blend of personal touch and professional service. As I walked in, the warm smiles and inviting atmosphere made me feel right at home. Their commitment to community shines through, with various programs designed to support local residents. The range of services is impressive, catering to everyone from first-time savers to seasoned investors. Plus, their competitive rates and low fees are the cherry on top! If you're looking for a bank that truly values its members, State Credit Union is a fantastic choice that balances fun with financial expertise.

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Regions Bank

Regions Bank
🗺️ 1799 Whiskey Rd, Aiken, SC 29803
☎️ 803-617-7400
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: 9 AM–12 PM

I recently had the pleasure of visiting Regions Bank in Aiken, and I must say, it was a delightful experience! The moment I stepped inside, I was greeted by a warm staff eager to assist. Their customer service truly stands out, offering personalized attention that makes you feel valued. I was impressed by their range of financial products, which cater to both personal and business needs. The atmosphere was calm and inviting, perfect for thoughtful banking. Overall, Regions Bank nailed it with their friendly approach and community focus, making them a top contender in Aiken’s banking scene!

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SRP Federal Credit Union

SRP Federal Credit Union
🗺️ 1060 Silver Bluff Rd, Aiken, SC 29803
☎️ 803-278-4851
🌐 Website
Sunday: Closed
Monday: 8:30 AM–5:30 PM
Tuesday: 8:30 AM–5:30 PM
Wednesday: 8:30 AM–12 PM
Thursday: 8:30 AM–6 PM
Friday: 8:30 AM–6 PM
Saturday: Closed

Upon stepping into SRP Federal Credit Union, I felt an immediate sense of welcoming warmth. The staff was knowledgeable and eager to assist, making banking a breeze! Their competitive rates on loans and savings accounts truly caught my eye. I also appreciated their robust online banking options, which provide flexibility for tech-savvy customers like me. The charming atmosphere combined with excellent customer service made me feel right at home. If you're in Aiken and seeking a place to nurture your finances, SRP is definitely worth consideration—it's banking with a friendly twist!

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Emily JohnsonE
WRITTEN BY

Emily Johnson

Emily Johnson is an avid storyteller and passionate advocate for Charleston, South Carolina, where she explores the city's rich history, vibrant culture, and hidden gems. Through her writing, she invites readers to experience the charm and beauty of the Lowcountry, one captivating article at a time.

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Food tour map
The Local's Blackbook 📓

The 48-Hour Insider Itinerary to Charleston

Join our See South Carolina newsletter and get our 48-hour insider itinerary to the top hidden spots in Charleston.

  • Custom 3-stop crawl with QR codes for easy navigation
  • 5 photo-worthy hidden gems (Instagram gold)
  • Insider timing tips: when to go to skip crowds
  • Top spots in your inbox every week
Emily Johnson
Charleston Black Book
The Local's Blackbook 📓

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Join our See South Carolina newsletter and get our 48-hour insider itinerary to the top hidden spots in Charleston.